SVP Commercial Lending

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The Pittsfield Cooperative Bank
70 South Street
P O BOX 1076
PITTSFIELD, MA 01201

Website: pittsfieldcoop.com

Company Description:
Founded in 1889, The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs. Providing a work environment to support employees; and continuing to support the communities we serve through donations, scholarships, and volunteer efforts..

As a community bank, we are here for one reason and one reason only – you. We believe in our cooperative heritage and we believe our financial strength demonstrates that true community banking, focused on customer needs and supported by a dedicated staff, can withstand and thrive even in the most challenging times. It’s the modesty in size and the emphasis on traditional fiscal conservatism that set the bank apart.

SVP Commercial Lending
To Commensurate With Experience
Pittsfield
Full Time
Banking
Bachelor's Degree
10+ years

JOB SUMMARY

Reporting to the President/CEO, the SVP Commercial Lending Manager is responsible for managing and supervising the Bank’s portfolio of commercial real estate and non-real estate lending, with an overall objective of maintaining and increasing its asset quality; to develop new and maintain existing business relationships.  This position supervises a team of 2-4 Commercial Lending personnel.

 ESSENTIAL FUNCTIONS

    • Oversees the responsibility of the Bank’s overall commercial loan portfolio; including growth, profitability and delinquencies (including loan workout and collections.)
    • Responsible for the management of the entire commercial lending team.
    • Responsible for the commercial loan portfolio credit quality, loan review and FDIC examinations.
    • Presents requests to management and loan committee when the proposed loan is beyond departmental lending authority.
    • Manages large or complex commercial loans, as needed, and counsels loan customers on loan management and beneficial financial strategies.
    • Maintains and enhances information base on local and national economics, as well as other concerns that would impact the financial institution’s lending activities.

     OTHER FUNCTIONS

    • Makes recommendations to management on product improvements or changes.
    • Oversees and recommends upgrades and improvements to financial institution policies and procedures. Ensures that any changes are implemented.
    • Participates as a member of various Bank committees as assigned.
    • Represents the Bank and provide leadership in key community activities and committees. Participate in professional associations; attend conventions, conferences and seminars
    • Performs related duties as assigned.

    SKILLS, KNOWLEDGE AND ABILITIES

    • Bachelor’s degree in Business, Finance, or related field and/or 10 years’ experience in commercial lending or similar financial institution.
    • Extensive knowledge of financial institution policies and procedures.
    • Excellent communication, management, analytical and interpersonal skills
    • Proven organizational and public relations skills.

     PHYSICAL DEMANDS

    • Must be able to sit or stand for long periods of time.
    • Ability to lift up to 10 lbs. on occasion.