Junior Accountant


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93 Main Street

Website: mountainone.com

Company Description:
MountainOne is a mutual holding company headquartered in North Adams, Massachusetts. Banking, Insurance, and Investment products are offered at full service offices in the Berkshires (Pittsfield, North Adams, Williamstown) and on Boston's South Shore (Quincy, Rockland, Scituate). MountainOne is dedicated to the local communities we serve, with a mission of delivering solutions of real value that help individuals, businesses, and community institutions manage their financial lives with clarity and confidence.

MountainOne Bank, founded in 1848, provides a complete array of personal and business banking and electronic services.

MountainOne Insurance provides personal and business insurance, bonding services and group benefits solutions.

MountainOne Investments provides individual investment services and group financial benefit plans (financial professionals offering securities and advisory services through Commonwealth Financial Network®, Member FINRA/SIPC, a Registered Investment Advisor)

Junior Accountant
To Commensurate With Experience
Full Time
Associate Degree

The Junior Accountant will be responsible for preparation of all Account Certification for all entities of MountainOne on a monthly basis. The Junior Accountant also performs a variety of additional bookkeeping/accounting functions to support the Accounting Department.  In addition, they must stay abreast of all departmental procedures and accounting practices and must consistently maintain compliance with all related Bank policies, standardized procedures and regulations.

Primary Responsibilities:


  • Preparation of monthly Account Certification for all entities of MountainOne
  • Back up for daily wire verification.
  • Daily balancing
  • Daily review of the auto-reconcilement report for all deposit and loan product types to associated general ledger accounts.  Research and resolve any out-of-balance items and, when necessary, review required posting for adjustment or corrections with supervisor.
  • Primary backup to Staff Accountant II for various daily reconcilements including but not limited to the Federal Reserve, ACH, and ATM balancing.
  • Weekly account reconciliation for MountainOne Bank.
  • Preparation of monthly swap statement entries
  • Primary backup for daily swap related activity and entries including/pledging receipt of cash collateral via wire transfer.
  • Preparation of month end files and Charge off and Recovery Report
  • Maintain well-documented standard operating procedures for all primary responsibilities.
  • Cross train to provide support to department personnel in their absence.
  • Maintain compliance with all related bank policies, including Bank Secrecy Act, confidentiality, standardized procedures and regulations.
  • Other duties as assigned.
  • Minimum Associates Degree in Accounting or two years’ experience in banking.
  • Proficiency with Microsoft Excel, Word and Outlook required.
  • Excellent follow-up and organizational skills.
  • Ability to work independently and in a team environment.
  • Critical thinker.
  • Excellent written, verbal and interpersonal communication skills.
  • Accurate, deadline and detail oriented. 
  • Ability to deal with and show discretion in confidential matters.
  • 25% availability to travel outside of 25-mile radius.
  • Ability to sit, drive, bend, answer the phone and perform computer input.