SVP Residential & Consumer Lending

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The Pittsfield Cooperative Bank
70 South Street
P O BOX 1076
PITTSFIELD, MA 01201

Website: pittsfieldcoop.com

Company Description:
Founded in 1889, The Pittsfield Cooperative Bank marks over 130 years in business. The Bank has grown quietly and steadily over the years with the unwavering commitment to its customers, employees, and communities. Our story is of family homes funded and dreams realized, and of providing assistance to businesses and entrepreneurs. Providing a work environment to support employees; and continuing to support the communities we serve through donations, scholarships, and volunteer efforts..

As a community bank, we are here for one reason and one reason only – you. We believe in our cooperative heritage and we believe our financial strength demonstrates that true community banking, focused on customer needs and supported by a dedicated staff, can withstand and thrive even in the most challenging times. It’s the modesty in size and the emphasis on traditional fiscal conservatism that set the bank apart.

SVP Residential & Consumer Lending
To Commensurate With Experience
Pittsfield
Full Time
Banking
Bachelor's Degree
Preferred
Minimum 10 Years
Required

The Pittsfield Cooperative Bank is seeking a strong leader who is responsible for all residential lending activity of the Bank.  The ideal candidate will develop and oversee the implementation of loan policies, products and strategies.  

 

Desirable candidates will have a college degree in Business Administration, Finance or related fields and/or a minimum of 10 years’ experience in mortgage and consumer lending, or finance.   Must also have strong financial analytical and underwriting skills as well as extensive supervisory and managerial experience. 

JOB FUNCTIONS:

 

  • Develops and maintains residential lending and operating policies consistent with those established by the financial institution.

 

  • Guides and directs all lending personnel.

 

  • Builds and maintains relationship with community and civic groups, and represents the financial institution at related events.

 

  • Manages credit extensions, as approved by the Board of Directors.

 

  • Stays abreast of regulations and legislation, as well as other political and policy-making events that directly affect the financial institution.

 

  • Promotes and develops new business for the financial institution.

 

  • Interviews loan applicants, as well as obtains and compiles necessary financial information to process loans.

 

  • Presents mortgage applications to the Security Committee for their approval.

 

  • Directs the development of new loan products to maintain a competitive position within defined market areas.

 

  • Performs all other duties requested in order to insure that the bank operates as efficiently as possible.

 

 

SKILLS, KNOWLEDGE AND ABILITIES

 

  • College degree in Business Administration, Finance or related fields and/or a minimum of 10 years’ experience in mortgage and consumer lending, or finance.    

 

  • Strong financial analytical and underwriting skills.

 

  • Excellent interpersonal skills.

 

  • Extensive supervisory and managerial experience.

 

  • Ability to read, speak and write the English language.

 

PHYSICAL DEMANDS

 

The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job.

  • While performing the duties of this job, the employee is regularly required to talk or hear. The employee frequently is required to stand; sit; walk; manual dexterity, handle or feel; and reach with hands and arms.
  • Ability to lift up to 10 lbs. on occasion 

Very competitive compensation and benefits package offered, along with an opportunity to become a successful team member of one of the best capitalized banks in Massachusetts.

Equal Opportunity Employer/AA