Job Summary:

Under the supervision of the VP, Risk Management & BSA Officer, and working collaboratively with the Deposit Compliance Officer and the Assistant BSA Officer, this position will assist in supporting the compliance objectives in both the deposit and AML/CFT/OFAC compliance areas through effective monitoring and the completion of scheduled reviews. This position will professionally communicate quality control and compliance findings with internal staff and leadership, while providing advice, problem solving support, and appropriate compliance guidance to fellow Mountaineers. The Specialist will be included in fraud research and responses.

 Primary Responsibilities:

• Responsible for the completion of scheduled reviews supporting quality control, deposit compliance and the AML/CFT/OFAC program.
• Assists, as needed, with the triaging of various fraud and AML alerts. Researching fraudulent activity in a timely and thorough manner supporting a well-founded recommendation for resolution.
• Assists the Deposit Compliance Officer and the Assistant BSA Officer with audit preparations, training content development, risk assessment updates, preparation of customer review documentation, regulatory filings reviews and data validations.
• Assists the SVP Risk Management with the administration of the ABA training platform, assigning classes, updating profiles and password administration.
• Coordinates with Community Banking to ensure appropriate testing and resolution of identified reporting issues and the review of sufficient information to maintain the data integrity of the core system and the AML/CFT/OFAC software.
• Works consistently to acquire and maintain a very strong working knowledge of financial crime and fraud methodologies, investigation techniques, risk mitigation tactics and recovery options. Performs effective and well documented investigations.
• Maintains an advanced knowledge of all applicable bank procedures as needed to assess procedural compliance.
• Maintains a strong working knowledge of the requirements of the various federal and state laws and regulations that pertain to Deposit Compliance and the BSA, as well as the Bank’s BSA/AML/OFAC and Deposit Compliance program requirements.
• Responsible for a proficient level of knowledge and compliance with all bank policies, and procedures including, but not limited to, information security policies, procedures, protocols, and directives.
• Supports department efforts in resilience planning.
• Other duties as assigned.

• Minimum of 5 years’ experience in banking or risk management preferred.

• Critical thinking skills: ability to logically evaluate information, solve problems, exercise good judgement.
• Excellent interpersonal and communication skills and the ability to work well with others.

• Highly collaborative and comfortable with navigating rapidly changing organizational needs.
• Highly organized, strong attention to detail, with the ability to work independently, under pressure, while managing time effectively and meeting deadlines.

• Maintain a high level of intellectual curiosity; asking pertinent questions to gather relevant facts surrounding a problem, issue, or objective; weighing the relative importance, adequacy, and validity of information to form fact-based opinions, solve problems, and make sound decisions.

• Maintains a positive outlook, is motivated towards constant improvement of self and institution, receptive to constructive feedback, and shows flexibility to accommodate changing volumes, processes, policies, and regulations.
• Strong computer skills and a proficient working knowledge of Microsoft Office (Word, Excel, Outlook).
• 25% availability to travel outside of a 25-mile radius.
• Ability to sit, drive and perform telephone, calculator, and computer input functions.